Commercial Property Cap Rate Calculator

Calculate the capitalization rate (Cap Rate) for a commercial property investment to evaluate its potential return and value.

Formulas Used

Step 1 — Effective Gross Income (EGI):
EGI = Gross Rental Income × (1 − Vacancy Rate)

Step 2 — Net Operating Income (NOI):
NOI = EGI − Annual Operating Expenses

Step 3 — Capitalization Rate:
Cap Rate (%) = (NOI ÷ Property Value) × 100

Gross Rent Multiplier (GRM):
GRM = Property Value ÷ Gross Rental Income

Operating Expense Ratio (OER):
OER (%) = (Operating Expenses ÷ EGI) × 100

Implied Property Value:
Implied Value = NOI ÷ Benchmark Cap Rate

Assumptions & References

  • Operating expenses include property taxes, insurance, maintenance, property management fees, utilities, and repairs — but exclude mortgage payments, depreciation, and income taxes (NOI is pre-financing).
  • Reference: Appraisal Institute — The Appraisal of Real Estate, 15th Edition; CBRE Cap Rate Survey 2024.